Don’t Pay for Credit Repair: Use These Proven DIY Strategies Instead 

Don’t Pay for Credit Repair: Use These Proven DIY Strategies Instead Paying for credit repair is a costly endeavor, far exceeding the cost of repairing it yourself. There are strategies anyone can use to protect and rebuild credit including setting up two-factor authentication, freezing accounts, setting up notifications, and disputing inaccuracies. Let’s dive into these approaches and help you feel more empowered and save you […]

Breaking Free: Healing Financial Trauma After Leaving High-Demand Groups and Controlling Relationships 

Breaking Free: Healing Financial Trauma After Leaving High-Demand Groups and Controlling Relationships Leaving a high-demand group or a coercive, controlling relationship is a courageous step toward reclaiming your autonomy. Yet, if you’ve taken that step, you may find the journey to financial independence is fraught with unseen challenges. Financial trauma—rooted in manipulation, control, and deprivation—can linger long after you leave the group or the relationship has ended, shaping your money habits and […]

Three Steps to Rise Above the Debt Spiral

Person using calculator while holding bills reviewing financial documents related to taxes and mortgage. The scene conveys a sense of focus and diligence in managing personal finances.

Three Steps to Rise Above the Debt Spiral As a personal financial counselor, I often meet with clients who find themselves in a debt spiral and don’t know how to get out of it. The debt spiral is when someone takes on debt and then gets behind on their payments. After trying different tactics, with […]