If It’s Worth Owning, It’s Worth Insuring

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If It’s Worth Owning, It’s Worth Insuring You have value, as do your loved ones and the things you’ve worked hard for. Insurance coverage helps protect you and them financially from the unexpected, including damage, theft, loss, and even death. Having the appropriate insurance can save you a lot of money and heartache, because when it comes to financial emergencies you don’t […]

Retirement: A Puzzle to Navigate

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Retirement: A Puzzle to Navigate When you are young, life tends to be a carefree experience. You aren’t worried about bills or how you’re going to eat because your parents will figure that out for you. Adulthood is different. As an adult, you’re faced with more pressing realities of life; budgets, bank statements, bills, work, and, ultimately, retirement. You’re looking forward to when you can have […]

Don’t Pay for Credit Repair: Use These Proven DIY Strategies Instead 

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Don’t Pay for Credit Repair: Use These Proven DIY Strategies Instead Paying for credit repair is a costly endeavor, far exceeding the cost of repairing it yourself. There are strategies anyone can use to protect and rebuild credit including setting up two-factor authentication, freezing accounts, setting up notifications, and disputing inaccuracies. Let’s dive into these approaches and help you feel more empowered and save you […]

Breaking Free: Healing Financial Trauma After Leaving High-Demand Groups and Controlling Relationships 

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Breaking Free: Healing Financial Trauma After Leaving High-Demand Groups and Controlling Relationships Leaving a high-demand group or a coercive, controlling relationship is a courageous step toward reclaiming your autonomy. Yet, if you’ve taken that step, you may find the journey to financial independence is fraught with unseen challenges. Financial trauma—rooted in manipulation, control, and deprivation—can linger long after you leave the group or the relationship has ended, shaping your money habits and […]

Just Start: The First Step Toward Financial Clarity

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Just Start: The First Step Toward Financial Clarity    We all have that one thing we keep putting off—the closet we don’t want to organize, the appointment we keep rescheduling, or the stack of paperwork we’ll “get to someday.” For many people, that “someday” pile includes their finances.  Maybe you’ve been meaning to get a […]

Managing Through a Government Shutdown and What Comes Next 

As the Federal deficit surges, a government shutdown looms large - United States Capitol - Congress

Managing Through a Government Shutdown…and What Comes Next    Here we go again. As of this writing, the federal government has been shut for 20 days with no end in sight. It’s a frustration for every American, but for federal workers (including contractors) it is so much more than that. During the 35-day shutdown in […]

How to Make Saving Decisions Like an Economist 

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How to Make Saving Decisions Like an Economist   How do you decide how much you should be saving versus spending? Do you have a favorite rule of thumb, such as saving 10-15% of your income, or do you aim for a certain amount each month? Maybe you just save what’s left of each paycheck.  […]

Love Is a Battlefield: Is Your Money the Casualty of Divorce?

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Love Is a Battlefield: Is Your Money the Casualty of Divorce?   Few things in life make you feel as emotionally distressed as a divorce. Managing your emotions is only the first step in navigating a psychological minefield that can cause you to regret your financial decisions more than the bad relationship you just left. […]

Home Ownership: What to Know, How to Prepare

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Home Ownership: What to Know, How to Prepare   Purchasing a home is a life-changing and exciting event for individuals and families alike. Imagining what you’ll do with your new space, whether it’s the yard, the bedrooms, or the kitchen, adds to the excitement of homeownership. Once you’ve decided to buy your first home, it’s […]

Now is the Time to Secure College Financing for Fall 2025

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Now is the Time to Secure College Financing for Fall 2025  Fall is right around the corner. If you or someone you know is sending a student to college, it is time to start planning to pay for the upcoming tuition bill. Most colleges and universities started sending the bills in July via their school […]