Set Clear Financial Goals: Your First Step to Financial Recovery

Set Clear Financial Goals: Your First Step to Financial Recovery If you’re serious about getting your finances in order, the first and most crucial step is setting clear financial goals. Setting goals gives your money a mission. It gives you purpose, direction, and the motivation to keep going, even when things feel overwhelming. Imagine driving […]
Questions to Ask an AFC®, Questions to Ask Yourself

Questions to Ask an AFC®, Questions to Ask Yourself At any stage of life, having the support of a financial professional can be beneficial. In today’s world information is just a click away but finding trustworthy financial guidance can be challenging. Everyone has unique financial needs, so building a solid financial foundation is crucial […]
Breaking the Stigma: Getting Comfortable Talking About Money

Breaking the Stigma: Getting Comfortable Talking About Money Approaching conversations about money can be challenging in any situation. If you bring up this conversation with your employer, coworkers, and even your parents, it can be a touchy subject to broach. As a child, my siblings and I did not lack for anything. We always had […]
Evaluate Finances, Evaluate Yourself

Evaluate Finances, Evaluate Yourself As an Accredited Financial Counselor, I am often asked to give an overview of the services I provide to Soldiers and Airmen in my area. Although I am grateful for the opportunity, I find it challenging to persuade service members that they can benefit from financial counseling. Most of them think […]
Three Steps to Rise Above the Debt Spiral

Three Steps to Rise Above the Debt Spiral As a personal financial counselor, I often meet with clients who find themselves in a debt spiral and don’t know how to get out of it. The debt spiral is when someone takes on debt and then gets behind on their payments. After trying different tactics, with […]
Found Money – Three Hacks to Boost Your Savings

Found Money – Three Hacks to Boost Your Savings My wife and I recently retired. The other day our daughter asked us what she and her husband should be doing to retire comfortably when their time comes around. We had not thought about it in a while but started giving her some strategies we used. […]