Combat Inflation: One Percent At a Time
Combat Inflation: One Percent At a Time At the beginning of 2025, the Federal Reserve was expected to cut interest rates, a move that would have impacted mortgages, prime rates, savings accounts, and more. However, plans have shifted. Recent increases in bond rates have raised concerns among economists and investors, but it’s important to remember that you can also take advantage […]
What’s Going on with Your Credit Score? Navigating the FICO and VantageScore
What’s Going on with Your Credit Score? Navigating the FICO and VantageScore Have you ever looked at your credit score before going to buy a new car or home only to see an entirely different score provided at the dealership or by the loan officer? That’s because the credit scores you see online, whether on CreditKarma.com, Experian.com, or through your credit […]
Why We Buy What We Don’t Need
Why We Buy What We Don’t Need Throughout our lives, we make many purchases, sometimes out of necessity, but more often out of want. Studies suggest that ninety-percent of our financial decisions are based on emotions, which means only ten-percent are made rationally. We spend money to feel good, whether on new clothes, custom shoes, a designer purse, or a new car. […]
Money Stress After the Holidays
Money Stress After the Holidays The weeks, even months, following the holidays can feel heavy. Between credit card statements, a clutter of receipts, and the pressure to “get back to normal,” it’s easy to let money worries pile up. The good news: you don’t need a giant overhaul to start feeling better. Small, intentional steps create momentum. Pick one […]
If It’s Worth Owning, It’s Worth Insuring
If It’s Worth Owning, It’s Worth Insuring You have value, as do your loved ones and the things you’ve worked hard for. Insurance coverage helps protect you and them financially from the unexpected, including damage, theft, loss, and even death. Having the appropriate insurance can save you a lot of money and heartache, because when it comes to financial emergencies you don’t […]
Retirement: A Puzzle to Navigate
Retirement: A Puzzle to Navigate When you are young, life tends to be a carefree experience. You aren’t worried about bills or how you’re going to eat because your parents will figure that out for you. Adulthood is different. As an adult, you’re faced with more pressing realities of life; budgets, bank statements, bills, work, and, ultimately, retirement. You’re looking forward to when you can have […]