Financial Desires: How Core Values and Beliefs Shape Your Wants and Needs
Financial Desires: How Core Values and Beliefs Shape Your Wants and Needs As a financial educator and therapist, I speak to clients about their financial challenges, experiences, and family history. Combined, these factors can help clients form their own beliefs and values about money, which can dictate their financial behaviors. As you might imagine, these […]
Mastering Money: Proven Strategies to Boost Credit
Mastering Money: Proven Strategies to Boost Credit Credit plays a powerful role in shaping our financial futures. It can either open doors or create obstacles. My mother instilled in me the importance of managing credit wisely, and since the age of 18, I’ve made it a priority to build and maintain a strong credit profile. By the time I […]
Money Doesn’t Grow on Trees: Why It’s Crucial to Talk to Your Kids About It
Money Doesn’t Grow on Trees: Why It’s Crucial to Talk to Your Kids About It Money is often left out of parenting conversations, even though it’s crucial to a child’s development and future success. For generations, families have avoided talking to their kids about money—much like the topic of sex. But money is unavoidable and […]
The Collaborative Divorce and the AFC®: The Role You May Not Know
The Collaborative Divorce and the AFC®: The Role You May Not Know It is no secret that divorce is one of the most stressful experiences a couple can endure, and money is often at the center of that stress. When two people decide to separate, emotions are high, trust may be fragile, and the financial […]
Journal Prompts for Intentional Spending Habits
Journal Prompts for Intentional Spending Habits Journaling was not a habit that I intentionally started this year, but one day I looked up and realized it had been seamlessly integrated into my everyday routine. From quiet spiritual journaling to recording memories in my One Line A Day journal, I am now using journaling to […]
Why Smart Vacation Planning Matters When Time Off Isn’t Paid
Why Smart Vacation Planning Matters When Time Off Isn’t Paid The shift from one season to the next always sneaks up on me. One day it feels like spring has arrived early — sunlight pouring in, fresh air flowing through open windows. The next, the sky turns dull and heavy, and I’m reaching for socks and extra […]
Combat Inflation: One Percent At a Time
Combat Inflation: One Percent At a Time At the beginning of 2025, the Federal Reserve was expected to cut interest rates, a move that would have impacted mortgages, prime rates, savings accounts, and more. However, plans have shifted. Recent increases in bond rates have raised concerns among economists and investors, but it’s important to remember that you can also take advantage […]
What’s Going on with Your Credit Score? Navigating the FICO and VantageScore
What’s Going on with Your Credit Score? Navigating the FICO and VantageScore Have you ever looked at your credit score before going to buy a new car or home only to see an entirely different score provided at the dealership or by the loan officer? That’s because the credit scores you see online, whether on CreditKarma.com, Experian.com, or through your credit […]
Why We Buy What We Don’t Need
Why We Buy What We Don’t Need Throughout our lives, we make many purchases, sometimes out of necessity, but more often out of want. Studies suggest that ninety-percent of our financial decisions are based on emotions, which means only ten-percent are made rationally. We spend money to feel good, whether on new clothes, custom shoes, a designer purse, or a new car. […]
Money Stress After the Holidays
Money Stress After the Holidays The weeks, even months, following the holidays can feel heavy. Between credit card statements, a clutter of receipts, and the pressure to “get back to normal,” it’s easy to let money worries pile up. The good news: you don’t need a giant overhaul to start feeling better. Small, intentional steps create momentum. Pick one […]